Do you think buying online is safe or secure?

 
Online shopping is big business these days,it is growing day by day we mostlyl like to online purchases,the companies that provide daily attractive deals or discount offers ,its also provide home delevery service and  shipping fast even returns are pretty  easy.But do you think you are secure from online shopping,we need to know about scammers and  cybercriminals can targate shoppers .The growth in the popularity of online shopping websites has brought an increase in the activities of cybercriminals that are targeting unwary consumers. If you’re going to get the best out of your online shopping activities – without falling prey to criminals and Internet scams – you’ll need to take a few precautions.
There are some useful online shopping tips,you should follow to keep your online shopping experience as safe as possible.

• Use Familiar Web Sites:

If you are using  a website to buy something for the first time,do some reserarch to make sure its a legitimate business.Start at trusted site rather than shopping  with a search engine.Even though search engines are very useful when you’re looking for products, reviews, or price comparisons, you run the risk of unintentionally clicking on ‘poisoned’ search results that could lead you to malware instead of your intended destination. These poisoned search results are created by cybercriminals that use search engine optimization (SEO) tricks – sometimes referred to as Black SEO – to manipulate search engine results to include malicious links. Tools such as Kaspersky’s URL Advisor – or third-party browser add-ons, such as Web of Trust – can help prevent you from clicking on poisoned links and entering malicious websites.

• Get temporary credit card

Some credit card companies will issue a temporary credit card number for their customers. These temporary numbers can be useful for one-time purchases. However, you should avoid using them for any purchases that require auto-renewal or regular payments. Instead of Credit cards give you more protection than other payment methods.

• Check the website is secure

Before you enter payment details,you should make sure the website is secure.Otherwise someone could steal them for fraud. If you are still not sure about using a websites,then search the internet to see what other people are  saying about it.

• Use a dedicated email address

It’s worth considering creating an email address that you only use for online shopping. This can help you to reduce the risk of opening potentially malicious email or spam messages that are disguised as sales promotions or other notifications. If such messages are sent to your primary email address, you’ll be aware that there’s a fair chance that they’re fake or malicious.

• Manage and protect your online password

Using a password manager can help you to deal with multiple accounts and passwords – and to encrypt passwords that would otherwise be in plain text. Some antivirus and Internet security software products include password management and password security features.

• Beware of using public Wi-Fi

When you’re in a shopping mall – about to make a purchase – it can be useful to make a last minute comparison with the best deals that Internet retailers are offering. However, there can be security risks if you access the Internet via a public Wi-Fi network . Cybercriminals can intercept your data and capture your passwords, login details, and financial information. If you need to access the Internet when you’re out shopping, it’s safer to do so via your cellular network.

• Check statements

Dont wait for your bill to come at the end of the month.Go online regularly during the holiday season and look at electronic statements for your credit card,debit card and checking accounts.Make sure you dont see any fraudulent charges,even originating from sites like PayPal.If you do see somethink wrong pick up the phone to address the matter quickly .In the case of credit cards,pay the bill only once you know all your charges are accurate.You have 30 days to notify the bank or card issuer of problems,however after that you might be liable for the charges anyway.